Your Education. Our Funding Experts.
Your dream college shouldn't depend on your bank balance.
Find the right education loan for your course, university and financial profile — with ShikshaVahini experts guiding you from eligibility to disbursement.
- Secured & Unsecured Loans
- Study in India & Abroad
- Multiple Banks & NBFCs
- Expert Guidance
How much education loan can you get?
Six quick questions. No documents needed at this stage.
Where do you want to study?
Banks & NBFCs
16
lender policies tracked and compared
Destinations
7
including domestic Indian programmes
Guided stages
8
from eligibility to disbursement
Loan routes
2
secured and collateral-free options
Our lending partners
Multiple lenders to choose from
We track policies across public banks, private banks, NBFCs and international lenders — then match your profile to the ones most likely to fund it.
SBI
Union Bank of India
Bank of Baroda
Punjab National Bank
Axis Bank
ICICI Bank
IDFC FIRST Bank
YES BANK
Credila
Avanse
Auxilo
InCred
Poonawalla Fincorp
Tata Capital
MPOWER Financing
Prodigy FinanceLender names and logos are the property of their respective owners and are shown for identification only.
How we help
Education loans, without the confusion.
Most students lose weeks comparing products that were never going to fit their profile. We start with your profile, then find the lenders.
Find suitable lenders
We match your course, country, collateral position and co-applicant profile against lender policies, so you apply where you actually fit.
Understand your options
Secured or unsecured, bank or NBFC, rupee or foreign currency — we explain the trade-offs in plain language before you commit.
Prepare documentation
A complete file moves faster. We give you a checklist tailored to your lender and review documents before submission.
Apply with confidence
We help you present your profile accurately, so avoidable questions and re-submissions don't cost you weeks.
Track the process
You always know what stage your application is at, what is pending and who is waiting on what.
Support until disbursement
We stay involved through sanction, agreement and disbursement to your institution — not just until you apply.
Loan types
Which kind of education loan fits your case?
Every route has trade-offs in rate, documentation and timeline. Start where your profile is strongest.
Study in India
Domestic programmes with predictable fee structures and scheme-based bank funding.
ExploreStudy Abroad
Funding tuition, living costs and travel across seven major destinations.
ExploreWithout Collateral
Collateral-free routes for eligible courses and universities, usually at higher pricing.
ExploreWith Collateral
Secured loans against property or deposits, typically the lowest-cost option.
ExploreBank Education Loans
Scheme-driven products with regulated pricing and long tenures.
ExploreNBFC Education Loans
Faster, more flexible underwriting for study-abroad profiles.
ExploreThe journey
From dream college to loan disbursement
Eight stages, and a counsellor with you at each one.
Tell us about your plans
Course, country, budget and timeline.
Understand your profile
Academics, co-applicant income and collateral position.
Shortlist suitable lenders
Only lenders whose policy fits your case.
Compare your options
Rate, tenure, moratorium, fees and total cost side by side.
Complete documentation
A checklist tailored to the lender you choose.
Submit application
Filed accurately, with follow-through on queries.
Sanction
Review the sanction letter terms before you accept.
Disbursement
Funds released to your institution as per schedule.
Real conversations
Parents ask the hard questions. We answer them honestly.
Co-applicant income, collateral valuation, moratorium interest, total repayment cost — the details that decide whether a loan is comfortable or crushing.
- A clear view of what you can realistically borrow
- Lender shortlists based on policy, not commission
- Plain-language explanation of every cost in the sanction letter
- One point of contact until funds reach your institution
Where students go
Funding for campuses across the world
Each destination has its own cost structure, visa proof-of-funds rules and lender appetite.
Answers first
Twelve questions every student asks us
You should be able to answer these without calling anyone — and still reach a human in one tap when you want to.
Our impact so far
Numbers built on funded students
500+
Loans facilitated
students funded across India and abroad
7
Destinations covered
India, USA, UK, Canada, Australia, Germany and Ireland, each with a dedicated loan guide.
₹250Cr+
Total disbursement
sanctioned and disbursed through our 16 lending partners
Loans facilitated and total disbursement are cumulative figures from ShikshaVahini's internal application records, current as of September 2026, and are available for review on request. Lending partner and destination counts match the lenders and country guides published on this site.
Student stories
What students and parents tell us afterwards
Names and courses shared with permission. Sanctioned amounts vary with profile, lender policy and collateral.
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